Group Benefits

Group benefit plans allow employees to receive forms of insurance that they otherwise may not have access to.  They are available for any size of group, and are generally uniform in nature, offering the same benefits to all employees or members of the group.  However, the plan can be customized to give differing benefits based on the designated employee classes.

A well-designed group benefits package can help to make your business more competitive, recruit and retain top talent, and boost employee satisfaction.

What benefits are available?

We recognize each plan sponsor may have varying objectives.  To help accommodate you, we have several options available to customize the plan to best suit your workplace.

  • Dental and health care benefits
  • Disability insurance
  • Prescription drug plan
  • Employee Assistance Program (EAP)
  • Voluntary personal accident insurance
  • Life Insurance
  • AD&D
  • Flex spending accounts

Are there tax savings?

  • If the employer pays the premium for the group benefits plan, the premium is tax deductible as a business expense.  Therefore, the employer is reducing the business’ taxable income, while simultaneously helping her or her employees.
  • Depending on the type of benefits provided, there may also be taxable benefits to the employee.

Did you know?

  • The cost of group benefits is typically much lower than what the employees or members would pay for a similar amount of individual protection.
  • 60% of employees say workplace benefits are a main reason to stay with an employer.

Providers:

  • Empire Life
  • Canada Life
  • Manulife

For more information, contact our office by clicking here, or call 519-283-6608.

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Robert J. Morris Insurance & Consulting Ltd.

235545 23rd Line
Thamesford, ON

Phone: 519-283-6608

Business Hours:
Monday to Friday
8:30am – 4:30pm

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