Being More
Discover how Morris Insurance can be your partner in finding the right coverage for your needs.
info@rjmorris.ca
235545 23rd Line,
Thamesford, ON N0M 2M0
Tel: 519.283.6608
Fax: 519.283.6012
Monday to Friday 8:30am – 4:30pm
Disability Insurance Solutions
Protect yourself and your livelihood against unexpected events
Disability insurance provides protective income when you are disabled and unable to work.
Imagine waking up tomorrow with a sudden disability that prevents you from going to work or managing your business. Your income could stop abruptly while your living expenses persist. This is where Disability Insurance becomes crucial.
Whether for personal security or business continuity, understanding and investing in disability and critical illness insurance is a smart decision.
Personal Products
Coverage for Everyday Living Expenses
As an employee, disability insurance payments can be used to cover everyday living expenses that your regular income would usually handle. Whether it's rent, groceries, or utility bills, this insurance ensures you don't fall behind financially.
Additional Costs Due to Disability
Disabilities can bring about unexpected costs such as physiotherapy, psychotherapy occupational training, medical treatment and job placement . Personal disability insurance helps manage these additional financial burdens. Critical Illness Insurance provides a lump sum payout should you be diagnosed with specific life threatening conditions.
Condition Based Coverage
Basic critical Illness policies can be selected that provide tax free payment for heart attack, stroke, cancer or coronary bypass surgery. Expanded contracts are available that provides coverage against 10 conditions, or 20 conditions.
Payment to Help you Adapt to Change
Critical Illness policies pay tax free lump sum that you can use to pay off debt, renovate your home, change employment or obtain alternative treatments.
Business Products
Protecting Your Business
For business owners, we offer various disability insurance products designed to safeguard your enterprise if you, a partner, or a key employee become disabled. These products ensure the continuity and stability of your business operations during challenging times.
Providers