Being More
Discover how Morris Insurance can be your partner in finding the right coverage for your needs.
info@rjmorris.ca
235545 23rd Line,
Thamesford, ON N0M 2M0
Tel: 519.283.6608
Fax: 519.283.6012
Monday to Friday 8:30am – 4:30pm
Vehicle Insurance Solutions
Wherever the road takes you
You are busy enough getting to where you need to be. We can help you get there with the coverage you need.
We believe that the right insurance can make all the difference, providing not just protection but also a sense of security that allows you to fully enjoy the experience of owning and driving your car.
Discover tailored insurance solutions with us, and drive with confidence
Types of Vehicle Insurance We Offer
Personal Auto Insurance
Your daily driver deserves the best protection. Our personal auto insurance policies are designed to provide comprehensive coverage for everyday use. Whether you're commuting to work, running errands, or embarking on a road trip, we ensure that you and your vehicle are covered.
- Everyday Protection: Keep your daily driver safe on the road with comprehensive personal auto insurance.
- Affordable Rates: Enjoy competitive pricing without compromising on coverage quality.
Commercial Fleet Insurance
Running a business often involves maintaining a fleet of vehicles. Our business auto insurance provides robust protection for your commercial vehicles, ensuring that your operations run smoothly without interruptions.
- Commercial Coverage: Secure your business fleet with robust protection plans.
- Custom Solutions: Tailor coverage based on the size and nature of your business operations.
Antique/Classic Car Insurance
Owning an antique or classic car is not just about having a mode of transportation, it's about preserving a piece of history. At Morris Insurance, we understand the unique requirements of insuring these timeless treasures. Our specialized coverage ensures that your prized possession is protected against potential risks, giving you peace of mind.
- Specialized Coverage: Protect your prized possession with coverage designed specifically for antique and classic cars.
- Flexible Plans: Choose from a range of options that cater to the unique needs of vintage vehicles.
Farm Vehicle Insurance
For those who live and work in rural settings, farm auto insurance is essential. Our policies are tailored to meet the specific needs of agricultural vehicles, ensuring that everything from cars, trucks to trailers is covered under one comprehensive plan.
- Rural Ready: Ideal for those who use vehicles in agricultural settings.
- Versatile Policies: Cover everything from trucks to tractors under one plan.
Motorcycle Insurance
There's nothing quite like the thrill of riding a motorcycle. To ensure that your ride is as safe as it is exciting, we offer comprehensive motorcycle insurance policies. From theft protection to liability coverage, we have you covered from helmet to tailpipe.
- Ride Safely: Ensure peace of mind while cruising down highways or through city streets.
- Helmet-to-Tailpipe Protection: Comprehensive policies covering theft, damage, and liability.
RV Insurance
Whether you're planning a cross-country journey or a weekend getaway, your recreational vehicle needs reliable protection. Our RV insurance provides comprehensive coverage for your home on wheels, ensuring that your adventures are worry-free.
- Home on Wheels Protection: Safeguard your recreational vehicle whether parked or on the move.
- Adventure Assured: Get coverage that supports cross-country trips or weekend getaways alike.
Marine Vehicle Insurance
Owning a boat or jet ski opens up a world of waterborne adventures. Our marine vehicle insurance ensures that your watercraft is protected both in water and on land. With specialized plans to cater to various watercraft activities, you can enjoy smooth sailing with confidence.
- Smooth Sailing Coverage: Protects boats, jet skis, and other marine vehicles both in water and on land.
- Wave Rider Assurance: Specialized plans that cater to various watercraft activities.
ATV & Snow Mobile Insurance
For those who love off-road adventures, our ATV and snowmobile insurance offers the protection you need. Whether you're hitting summer trails or winter paths, our policies ensure that you're fully covered against accidents and damages.
- Off-Road Security: Enjoy off-road adventures knowing you're fully protected against accidents and damages.
Are you ready to experience a more relaxing way to do business?
Contact us today for a free consultation and discover how we can help you find the right coverage for your needs.
Endorsements
Some available changes to your auto policy
OPCF16-Suspension of Coverage
This change cancels coverage for the use or operation of the described automobile until coverage is reinstated.
OPCF17-Reinstatement of Coverage
This change reinstates the coverages cancelled by OPCF 16.
OPCF19- Limiting the Amount Paid for Loss or Damage Coverages
This claim limits the amount we will pay for loss or damage under section 7 of your policy.
OPCF20- Coverage for Transportation Replacement
This change provides coverage for you when you need to pay for other means of transportation because of loss or damage to your automobile caused by a peril for which you are insured. It replaces coverage by section 7.4.4 of your policy, “Loss of Use Due to Theft.”
OPCF 28A-Excluded Driver
Except for certain Accident Benefits, it excludes all coverage when the person (the “Excluded Driver”) drives the automobile(s) described.
OPCF 32-Use of Recreational Vehicles by Unlicensed drivers
This provides coverage when any person who does not have a driver’s license, or is not authorized by law to drive, operates or drives a recreational vehicle off a public highway.
OPCF38-Agreed Limit For Automobile Electronic Accessories And Equipment
If your policy covers Section 7 “Loss or damage coverages” this change form limits the amount we will pay for loss or damage to automobile electronic accessories and equipment, other than factory installed equipment, to agreed amounts.
OPCF43- Removing Depreciation Deduction
This change revokes our right as the insurer to deduct depreciation from the value of your vehicle when settling a claim for loss or damage caused by an insurable cause.
OPCF44R- Family Protection Coverage
Automobile coverage for “dependent relatives” to the insured.
Did you know
No-fault insurance does not mean you cannot be found at fault for an accident.
It simply means your insurance company will deal with your claim and pay out for damages. In the case there is another driver, there is no need to deal with them or their insurance provider.