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Disability Insurance

What would happen if you were injured, couldn’t go to work, or couldn’t manage your company tomorrow due to an arising disability?  Your ability to earn an income can be jeopardized the second an accident or illness strikes.

Disability Insurance provides you with protective income while you are disabled and unable to work.  While your normal source of income stops, your bills do not.  Disability insurance replaces a portion of your regular income (typically 60-85%), and many plans will waive your premium payments while you are disabled.

Personal Products

As an employee, you could use the payments to cover everyday living expenses normally paid for by your regular income, as well as to accommodate arising costs as a result of the disability.

Business Products

We offer a variety of disability insurance products to help protect your business if you, your partner, or a key employee become disabled.

Did you know:

Approximately 1 in 3 people will be disabled for 90 days or longer at least once before age 65.

Providers:

  • Empire Life
  • Canada Life
  • Manulife

For more information, contact our office by clicking here, or phone 519-283-6608.

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Robert J. Morris Insurance & Consulting Ltd.

235545 23rd Line
Thamesford, ON

Phone: 519-283-6608

Business Hours:
Monday to Friday
8:30am – 4:30pm

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